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In October 1999 Wholesale San Francisco 49ers Jerseys , Oregon was one of the first states that enacted a significant improvement to its Condominium and Planned Community regarding capital reserve planning, a process by which homeowner associations plan and fund future repairs and replacements. For many associations, the process became mandatory although there was an "escape clause" for pre-October 99 Oregon communities.


But there's more to reserve planning than The Law. Where statute stops, the Board's "fiduciary" duty kicks in. A "fiduciary" is one who is given the trust or confidence of another. The Board is entrusted with care of the biggest single asset that most people own, their homes. These people have the right to expect the homeowner association to be run like the business that it is...a corporation often responsible for millions of dollars in assets.


The reserve study concept was developed during the 1980s as a result of the many aging homeowner associations that found themselves in dire straits due to failure to plan for reserve expenses. The homeowners expected the Board to plan for such events and all too many had no plan other than "dealing with it" when the time came. Well Wholesale 49ers Jerseys , those "times" came all too soon and inevitability lived up to its reputation. Thus, the obvious need for long range planning came about.


Reserve studies analyze and predict the cost and timing of future repairs of association maintained components like roofing, pools, paving, landscaping Cheap San Francisco 49ers Jerseys , painting, fences, decks and other items that have a useful life of between 3 and 30 years.


The typical condominium association has between 15 and 30 items that fall under the "reserve" definition. When the repair costs of these 15-30 items are added up, it usually amounts to hundreds of thousands, even millions of dollars. This is not chump change. It takes careful planning to accumulate the funds plus know how and when to spend it. That's what reserve planning is all about.


Reserve plans require all owners to pay a monthly share of future repairs and replacements. These payments pay for assets that are being used up. If an owner sells Cheap 49ers Jerseys , the next owner picks up the monthly share. All owners pay a fair share and no more special assessments! This is as it should be. If you've been thinking there's a better way to manage association assets, there is: It's called a Reserve Study. Whether by law or logic, it's time your homeowner association started doing business like a business.


Save Money With Low Flow Plumbing Fixtures Home Repair Articles | August 17, 2011
By replacing your old plumbing fixtures with modern low flow fixtures, homeowners can save money and help conserve our natural resources. Read about the savings that these device offer and how you can do your part to conserve water while saving your hard earned money.


If you are a homeowner Wholesale Jerry Rice Jersey , you know how much high utility bills can cost you. One of the most important things to look into is figuring out how to cut the costs of living in your home without having to cut the quality of life that you have. When it comes to water usage, saving a little bit of water every time that you use your plumbing fixtures can add up to seriously high savings over the course of a lifetime. And you get the satisfaction that comes from knowing it helps the environment, too.


For those among us who are worried about the increasing costs of utilities, it only makes sense to look into toilets that have a low-flush system built it, or to look into low-flow shower heads. A low-flush toilet gets the job done well without actually using the large amount of water that traditional toilets have to use. Some can use as low as 13 the amount of water that a normal toilet would use. The low-flush toilet has been touted as one of the best inventions for the environmentally conscious in recent years. Low-flow shower heads function similarly well Wholesale Joe Montana Jersey , and reduce the amount of water used by a gallon or more per minute. Having a low-flow shower head alone can reduce the amount of water by approximately 20%. They are highly efficient, durable, and also look great while saving water.


The low-flow plumbing fixtures that are being used in households today are definitely not the low-efficiency, low-quality shower heads and toilets of yesteryear. A typical shower head uses anywhere from 5 to 7 gallons per minute. Low-flow shower heads keep water usage to a very low ? to 1 gallon per minute flow while keeping the water hot, and pressure high. Unlike the old low-flush toilets that were known for clogging and usage problems Wholesale C. J. Beathard Jersey , the newer lines are streamlined, tested, and made to last. In most cases, they are completely unable to be differentiated form a normal toilet. They look the same, they flush with the same results Wholesale Reuben Foster Jersey , and they also work in the same way. The only difference that most people ever mention is that low-flush toilets are sometimes quieter than regular toilets.


The reason that the newer models have gotten such great reviews is because of the way that they are designed. Nowadays, engineers add jet streams into the shower heads, which gives them a blend of water and air that gives people the same pressure and the same effect while using much less water. With low flow toilets, similar technology is used to get a stronger flush.


Saving water in your home also has an incredibly positive effect on the environment. For decades, clean water was actually being needlessly flushed down the toilet. Considering how much we need to conserve water Wholesale Jaquiski Tartt Jersey , wasting water on toilet flushing is a terribly unnecessary thing to do. Without water conservation, our natural environments suffer. For example. fish lose the quality water that they need in order to survive. After all, only 10% of all waste water is actually disposed of properly. In order to have fresh water avai. Cheap NBA Jerseys China Cheap Authentic NHL Jerseys Cheap NBA Jerseys From China Cheap MLB Jerseys China Cheap College Jerseys Free Shipping Cheap Soccer Jerseys From China Cheap Authentic NHL Jerseys Cheap Authentic NFL Jerseys Cheap Wholesale MLB Jerseys Wholesale College Jerseys